Budgeting Worksheets - FREE

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Compatible With

Lightroom 5, Lightroom 6, and Creative Cloud

This product is a digital download that is available for downloading immediately after purchase.

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WHERE DO I START?

Being self-employed presents a unique challenge in budgeting due to the fact that a self-employed person’s income can vary greatly from month-to-month or season-to-season. If you aren’t already using some sort of financial tracking software for your business you need to start NOW! (Photographer Depot has a great spreadsheet that is inexpensive and easy-to-use here) Spreadsheets or other software allows you to see trends and make decisions based on past history.

Once you have an estimate of your monthly income, there are several tools available that you can use to allocate funds to different categories. I really like using Dave Ramsey’s guideline percentages. Here are his recommendations:

* Charity – 10-15%

* Saving – 5 – 10%

* Housing – 25-35%

* Utilities – 5 – 10%

* Food – 5 – 15%

* Transportation – 10-15%

* Clothing – 2 – 7%

* Medical/Health – 5-10%

* Personal – 5 – 10%

* Recreation – 5 – 10%

* Debts – 5 – 10%

(You can download a free printable from Pretty Presets here to help you fill these items in!)

Read the rest of the blog post here!

FAQs

HOW DO I USE THE PRESETS AFTER INSTALLING THEM?

After you have installed the presets and the collection folder shows in the Presets panel in the Develop module, click the BLACK TRIANGLE beside the collection name. The set will open up and the individual presets will show. Click on a preset name to have the effect applied to the image. See this tutorial which explains more about accessing the presets after installation.

HOW TO USE BRUSHES AND GRADUATED FILTERS

Brushes and graduated filters are called "local adjustments" and are used very differently than regular, "global" presets. We have a one-hour webinar dedicated to using brushes and graduated filters which will help you get started using them quickly and efficiently.

CAN PRESETS BE LAYERED LIKE ACTIONS?

Most presets cannot be layered like Photoshop actions because most of the time the changes are competing with each other. However, a few of our collections were created with layering in mind. See this tutorial for how to use presets that layer. The collections that can be "layered" are: Workflow, Clean and Creative Advanced Workflow, Black and White Workflow, and Color Luxe.

HOW DO I APPLY PRESETS TO MULTIPLE IMAGES AT ONCE?

Edits made with presets or by hand can be applied to multiple images at once by using the "sync" option. See this tutorial on syncing edits on multiple images.

HOW CAN I TRANSFER PRESETS TO ANOTHER COMPUTER?

Sometimes we upgrade computers and need to move presets from one computer to another. See this tutorial on moving presets to see how to do it.

DO I NEED TO BACK-UP PRESETS AND BRUSHES?

Backing-up your presets is extremely important and often overlooked. Hard drive crashes happen to the best of us and it is wise to back up all your images and important files, including presets. See this tutorial for how to back-up your presets on an external drive, thumb drive, and/or a cloud service.

Installation

Video tutorial showing how to install presets and brushes click HERE. To watch a video showing the top mistakes made when installing presets, click HERE.

Terms of Use

You may only use these products for personal or professional use. This license extends to the single, individual purchaser. This license does not extend to companies or partner- ships and may not be resold, loaned, and/or gifted to another individual and/or party. You may not share, loan or redistribute/sell or copy any of these files in any way. All presets by Pretty Presets are copyright protected.

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